Affordable Cities to live in the UK
Some of the most affordable cities with affordable cost of living in the UK for international students are:
- Durham
- Belfast
- Leicester
- Stirling
- Lancaster
- Cardiff
- Newcastle
- Coventry
- Warwick
- Lincoln
- Nottingham
- Liverpool
- Manchester
- Birmingham
- Norwich
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Tips that can be useful to save money in the UK
1. Share a flat
Housing in the UK is very expensive, and the rents in the UK can be around half of your total budget. To overcome this, sharing a flat is considered a general thing in the UK.
2. Getting a local bank account
Everything can get very easy when you have a local bank account. You can get one easily once you arrive in the UK, and it just needs some documents. First, get accommodation and the documents that will help you get a local bank account.
3. Try to reduce your household bills
The general utility bills like electricity, heater-cooler, etc., can be reduce by managing the overall usage. Like in winter, rather than always turning up the heat, you can try to wear some warm clothes.
4. Try to pay your debts as soon as possible
Paying off your credit card payments, student loans, and any other type of personal loan is foremost. After doing that, you can start saving money. It is necessary to understand that the best way to save money is to first pay off your debt as the interests from the loans are huge, and this cannot allow you to save money.
5. Search for good deals
Search for “sim only” deals if you have a phone already and get the ones with good returns and less money. These minor changes can save a lot of money for you at the end of the year.
6. Avoid eating at expensive places
Regularly eating in restaurants and cafes can cost a lot, and you cannot afford to lose so much money on luxury food and services. Look for more affordable eating places with good food, and make sure to use the benefits of offers and deals. You can also cook your food at home or buy ready-to-eat food at a low price from the supermarkets; wait till the end of the day and pick products with bright yellow stickers on them.
7. Smart commute and comparing prices
Transportation cost in the UK is very high, and people are generally annoyed by this fact. Having a transportation card can be a little help. The cost of traveling by a contactless card is capped, which will not allow you to pay more than a set limit in a week. You can also get an oyster card for commuting. But it is always a good idea to do some online research about trains and their cost. Compare prices and try to get a good deal. For short commutes, taxis can be costly, but Uber can be cheaper. Coaches are the most economical way to travel long distances in the UK. Go online, check, and compare the prices and book your tickets. It also follows while traveling on the plane, as plane tickets can cost a lot. Try to book the tickets in advance and find good deals.
8. Try to bargain your way out while buying
In the UK, it is vital to bargain to save money and survive on an affordable budget. Always ask for the bargains and discounts. You need to understand what items you can bargain for and the items you cannot.
Living in the city be expensive, whether as a student or a family. But with good planning, you can save a lot of money. These changes may seem very little, but they sure have a significant impact on your overall budget.
Conclusion
In 2024, the cost of living in the UK continues to be a significant factor for residents and expatriates alike, characterized by regional variations and influenced by a blend of economic factors. Major cities like London and Edinburgh often command higher living expenses, reflecting their status as economic and cultural hubs. Accommodation usually constitutes the largest portion of monthly expenses, alongside utilities, transportation, and food. However, it's important to note that the UK offers a high standard of living, with access to quality healthcare, education, and social services. For students and professionals considering a move to the UK, budgeting wisely and understanding the cost dynamics of different regions are crucial. While urban areas offer more job opportunities and amenities, they also come with a higher price tag compared to smaller towns or rural areas. Balancing these factors, individuals can navigate the cost landscape of the UK, finding a living arrangement that suits their needs and financial capabilities, all while enjoying the rich cultural and professional opportunities the country has to offer.
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