Cost of Living in Ireland – Details inside

Cost of Living in Ireland

There are many people who dream of settling down in any of the European countries and one of the best reasons behind this is the access to the European Union. One such country that falls in this category is Ireland, an island country in the North Atlantic. People in this island country dominantly speak Irish.

In this piece of article, we will discuss in detail the cost of living in Ireland for both families and international students

Read More: Cost of Studying in Ireland for international students

Why choose Ireland?

Ireland is one of the countries that have a low crime rate and this is a positive prospect for a person who might look for before settling there. Gun violence and violent crimes are almost non-existent which makes Ireland a safer and more peaceful place to live and settle down compared to some other countries.

The healthcare infrastructure in Ireland is one of the best. The facilities in Ireland are well built and easily accessible. A person living in Ireland for at least 5 years in the previous 9 years at the time of applying for the citizenship is considered as a resident and is entitled to free or reduced-cost medical treatment by Health Service Executive, the healthcare system in Ireland.

Ireland supports dual citizenship. You can very well live with your family in Ireland being its citizen while also being a citizen of your country.

Further in this article, we will learn about the expenses a person has to bear to study or permanently reside in Ireland.  

Cost of living for families and students

Getting your finances sorted out is the first thing you should do before relocating to Ireland. It is thus advised to do a little research on the cost of living in Ireland for international students if you plan to pursue your higher education there.

You should choose the city you want to reside in depending on your job and closeness to facilities. While all cities in Ireland are well equipped and developed, people want to live in bigger cities like Cork and Dublin. Dublin is Ireland’s capital city and also the most expensive city to live in. If you wish to choose cheaper options, there are other cities in Ireland.

The cost of living in Ireland for Indian students for one academic year is estimated to be up to €12,000 per year. It includes the rent, electricity, food bills, medicine, and other such necessities.  

1) The cost of accommodation ranges between €420 to €500. If you choose to live on campus, it will cost you somewhere between €300 to €600 per month. 

2) For a shared bedroom, the cost per head adds up to €350. If you go for some luxury, private space, the rent can go up to as much as €850. 

3) The cost of living in Ireland for a family of 4 people will be around €3,200 without rent. 

4) The cost of living for a single person will be around €900 without rent. 

Read More: Guide to settle in Europe

Average cost of living on rent in Ireland  

The average cost of living in Ireland is 220% higher than in India. The average rent is almost 700% higher in Ireland as compared to India. 

 1) The cost of a 1-bedroom apartment in the city area is €1,182, and for outskirts is €1,000.

2) The cost of a 3-bedroom apartment in the city area is €1,955, and for outskirts is €1,580. 

3) The price per square meter to buy an apartment in the city area is €3,870.  

4) The price per square meter to buy an apartment outside of the city is €2,800. 

5) Dublin is the most expensive, high standardized city to live in with a rent of €1,800 per month. 

6) The cheapest cities are Donegal and Leitrim, with an average monthly living rent of around €625.  

University tuition fees in Ireland  

Ireland is known as the Land of Saints and Scholars. Ireland has institutions, colleges, and monasteries that were built in 500 AD. It has the world’s most renowned universities and colleges that offer undergraduate, postgraduate, and diploma courses. Ireland is known for its law schools, tech schools, art schools, as well as literature and science schools. People from across the world put Ireland at the top of their list when narrowing it down to the best choices of colleges and universities. 

The first step to study in Ireland is to get a valid visa which will cost around €65. 

Ireland has one of the world’s best education systems, Irish colleges and universities are not just famous in Ireland but also have a worldwide appeal. Many Irish universities are associated with foreign universities making the career prospect brighter for students studying in Ireland. Ireland’s education system is one of the top-ranked systems in the world. With its unique and upgraded curriculum, the education system in Ireland is top-notch and worth all the appreciation. It is due to the variety of courses that are available in Irish universities. One in five students studying in Ireland is from another country. The cost of studying in Ireland is reasonable given the various opportunities that come along with it.

The price for programs is listed below: 

1) The tuition fee for an undergraduate program is between €9,850 to €25,500 annually. 

2) The tuition fee for a postgraduate program is between €9500 to €24500 annually. 

3) The tuition fee for a doctoral degree is between €10000 to €35000 annually.  

4) Being a student also involves the additional cost of books, stationeries, and personal accessories summing up to €200 per month. 

Some of the top colleges and universities in Ireland are: 

 1) Royal College of Surgeons

2) University College Dublin  

3) National University of Ireland, Galway 

4) University College, Cork 

5) Maynooth University  

6) Dublin City University 

To know better about the colleges and universities in Ireland, check the website of upGrad Abroad, it is a service that links you to renowned colleges for the course you want to pursue. upGrad is student-oriented and does its best to connect the students and universities to achieve and fulfill their academic and professional aspirations. 

Read More: Best countries to study abroad for Indian Students

Transportation in Ireland 

Regional trains, buses, DART, and local taxis are available for use.  To schedule your trip, you can go online and check their timings and price. The monthly transportation bill in Ireland comes out to be around €140. If you are a student, it is advisable to get a student travel card. It reduces your cost by 40% and also gets you quicker services even if you far from your college. Traveling in the city is taken care of by public transport. For traveling outside and between cities, you can either use public transport, train, flight, or long-distance bus. These are one-time trips and may cost you somewhere between €60 to €200.

The cost of 1 litre of gasoline in Ireland is €1.40. The average price of a car in Ireland is somewhere between €26,000 to €27,000. The prices may vary and change depending on several factors such as availability, features, etc

TFI Leap Card

For public transport in Dublin and adjoining counties like Waterford, Galway, Sligo, Wexford, Cork and others, one can use TFI Leap Card for payment which is convenient and contactless. Leap Cards can be used in Bus Éireann, Irish Rail, Go Ahead, Dublin Bus and Luas as well as on commuter and rural bus services within the Transport for Ireland (TFI) public transport network.

Types of TFI Leap Card:

1) Adult

2) Adult Personalised

3) Student

4) Child 5 – 15

5) Child 16 – 18

6) Visitor

Food cost in Ireland and the cost of some basic everyday items 

To ponder upon what you might have to pay for everyday essentials in Ireland could be a racing thought. However, Ireland is cheaper than you think. Not the cheapest but cheaper as compared to other desired countries. The everyday groceries and requisites are affordable. The monthly expenses on your food fall between €250 to €350. 

Average utilities and bills in Ireland  

The average expense on clothing for both men and women can be between €60 to €80. However, if you shop from premium brands, it can also go up to as much as €100. For an average-sized apartment with either one or two rooms, the cost for cooling, electricity, garbage, etc., is around €180 per month. The average price of the internet and the mobile phone bill is close to €80.  

The average gas bill in Ireland turns out to be €805. However, the gas bills are less during the summers and high during the winter months.  

Read More: Study Abroad in a affordable and efficient manner

Tips to save money in Ireland  

When you make the decision of leaving your home country and settling elsewhere, you must take into account the responsibilities that come with the decision. One of the things that people take for granted is handling their finances. The cost of living in Ireland for international students varies depending on their home country. Most students and young individuals usually do not have much idea about saving and investing.

Other than choosing cities in Ireland with a low cost of living, here are a few tips you can follow to keep a check on your expenses:  

1) Lower your mobile phone bills. Preferably, use a pre-paid sim and avoid using it unless necessary, it will save your phone bills. 

2) Change your mortgage: Switch to lenders that offer a cashback or a discount. Most lenders are offering cashback of up to 3%, switch to them. 

3) Change your energy supplier: search for cheaper energy services. If you go for eco-friendly services, they might cost you something initially, but gradually it will save you money. Once you install a solar cell station, for example, your electricity bills will reduce.

4) Zero percent interest credit cards: Do not let your credit score affect your financial situation. If you are having trouble repaying any debt, you could try to transfer the balance to a credit card with 0% interest. Such credit card facilities are available in Ireland, especially for foreigners.

5) A savings bank account: Have an alienated bank account that you only use for savings and not for expenditure. In this account, add up all your savings. In this way, you can have a space responsible for your savings, and you can use it when you need it.

By now you must have got an idea about the cost of living in Ireland. This article gives you detailed information on how to make your plan to settle in Ireland or pursue your higher education successfully.

Miscellaneous Components 

Besides the expenses incurred on accommodation and education, there are some miscellaneous costs that have to be borne by an international student in Ireland. Besides the approximate cost of living in Ireland, you also need to consider the various components, including personal expenses, utilities, and the amount spent on leisure activities such as restaurant and movie outings. 

Here’s a list of the expenses incurred on various miscellaneous components. However, it is essential to keep in mind that the prices may vary as per market conditions. 

Particulars Expense
Mobile Phone €20 (INR 1673)
Utility costs such as electricity and gas €30-€50 (INR 2508-4180)
Travel expenses on monthly bus tickets €65-€85 (INR 5,433-7,105)
Food and beverage €250-€300 (INR 20,900-25,080)
Textbook and study materials  €75 (INR 6272)
Personal expenses (leisure activities) €200-€300 (INR 16,724-25,080)
Running shoes €70 (INR 5,853)
Toilet tissue €2 (INR 167)
Movie tickets €9 (INR 752)
Toothpaste €3 (INR 251)
Washing powder €5 (INR 418)

Travel Insurance Plans 

For Indian students who want to study in Ireland, buying travel insurance is mandatory. Before they start their journey to the European country, they should buy an Ireland travel insurance policy. It would protect them from any financial distress in case of adversity. Listed below are the benefits that a travel insurance policy in Ireland will provide you.

  • While exploring a new land, you might lose your luggage, passport, meet with an accident, or your trip might get cancelled. Travel insurance will help you out in all these situations.
  • You would not have to worry about the repercussions of these incidents and can enjoy your life in the new country. 
  • A travel insurance plan in Ireland also covers a vacation to an international destination. 

Medical Insurance

Students from India are not liable to receive any free medical attention when off-campus. Therefore, they need to have medical insurance since Ireland’s hospitalization and other associated costs might burn a hole in the pocket. Before registering in the Garda National Immigration Bureau and applying for a student visa, a student needs to furnish appropriate proof of medical insurance. 

Medical insurance provides an option to choose the hospital of one’s preference, doctor and hospital accommodation whenever a person is ill. Here’s a list of the Irish Health Insurance providers in Ireland who can help you get medical insurance.

  • Irish Life Health
  • Student.Insure
  • VHI Healthcare
  • GloHealth Insurance

PCC Cost

A PCC or Police Clearance Certificate is an official statement issued by the Irish police force to international students and working professionals. All long-stay applicants must submit a copy of the PCC while applying for the visa. A Police Clearance Certificate is issued only in limited circumstances and will be applicable when: applying for a foreign visa, applying to a foreign consular authority and establishing a business in another EU state. 

Application Procedure for PCC

Applicants who wish to procure a PCC should leave a written application in their local Garda station and explain why they seek the certificate. The applicant should address the application to the Superintendent in charge of the district in Ireland. This should be attached along with a written disclosure request to the Embassy of Ireland in the country you are residing. The application form should be sent along with the following documents:

    • Proof of your address.
    • Certified copy of driving licence, passport, or other similar documents for identification purposes.
    • A duly filled up Police Certificate Application form.
    • Two recent passport size photographs.
  • A letter from an authority that proves your requirement of the certificate
Fees for Securing a PCC

The fees can be paid in two separate bank drafts or cross postal orders in Euros issued favouring the Embassy of India, Dublin. Therefore, two separate postal orders or bank drafts should be bought, amounting to €20 (INR 1,672.4) and another to €2 (INR 167.24). 

Travel restrictions in Ireland due to COVID-19

Every person travelling in Ireland needs to undertake a Passenger Locator Form. The applicant should be at least 18 years old. On filling out the COVID-19 Passenger Locator Form online, you will receive an email receipt that you need to show before boarding a flight. The form should be filled up 28 days in advance of your arrival in Ireland and should have the following documents along with it.

    • An EU Digital COVID Certificate (DCC) proves that you are fully vaccinated with an EMA approved vaccine.
    • Any other acceptable document shows that you have recovered from COVID-19 in the last 180 days.
  • A negative report of an RT-PCR test was done 72 hours before arrival. 

Major Cities Cost of Living in Ireland

The cost of living in Ireland is somewhat high, and it varies with the location, city or town you are living in. The capital city of Dublin is considered one of the most expensive cities in Ireland. Major cities like Dublin, Galway and Cork attract a host of international students every year because of their proximity to the city centre. Here’s an overview of the cost of living in Ireland’s major cities. 

A Guide to the Monthly Cost of Living in Dublin

Average cost of living in Dublin Monthly expenses
Rent €585 (INR 48,929)
Food €220 (INR 18,400)
Utilities  €55 (INR 4,600)
Travel €108 (INR 9,033)
Clothing €39 (INR 3,262)
Books and study materials €74 (INR 6,189)
Social life or other miscellaneous expenses €75 (INR 6,273)
Mobile €50 (INR 4,182)
Student charge €333 (INR 27,852)
Total €1539 (INR 1,28,721)

A Guide to Monthly Cost of Living in Cork

Expense Average monthly cost of living in Cork
On campus accommodation €600-€680 (INR 50,184 – INR 56,875)
Private rental house €500-€600 (INR 41,820 – INR 50,184)
Private complex €600-€1000 (INR 50,184 – INR 83,640)
Utilities (Gas/Electricity/Refuse) €30-€50 (INR 2,509- INR 4,182)
Travelling (monthly bus fare) €65-€85 (INR 5,437 – INR 7,110)
Food €250-€350 (INR 20,910 – INR 29,274)
Mobile bills €20 (INR 1,673)
Textbook and study materials €75 (INR 6,273)
Personal expenses €200-€300 (INR 16,724 – INR 25,080)
Total (including accommodation) €1240-€1880 (INR 1,03,713 – INR 1,57,242)


A Guide to Monthly Cost of Living in Galway

Expense Average cost of living in Galway per month
Rent €540 (INR 45,165)
Food €220 (INR 18,400)
Bills (electricity/phone/internet) €90 (INR 7,528)
Clothes/laundry €50 (INR 4,182)
Recreation €160 (INR 13,382)
Books or study material €40 (INR 3,346)
Heating/oil €15 (INR 1,255)
Travel €40 (INR 3,346)
Total cost €1155 (INR 96,603)

Comparison of Both On-Campus and Off-Campus Accommodation Costs in Ireland

An international student in Ireland has two options for accommodation – on campus and off-campus. While the on-campus accommodation includes the hostels or apartments inside a university campus, off-campus accommodation refers to the houses, apartments and homestays which are situated out of the campus area. 

Each of these accommodations comes with its own share of benefits. An on-campus accommodation provides the students access to all the facilities and amenities of the university and make it smooth for them to attend the lectures, examinations and seminars on the campus. Staying in an on-campus accommodation is an all-inclusive package that helps you streamline money. You can also get access to round-the-clock security and health services and can be sure about the quality of the accommodation. Another advantage of staying on campus is that it will help you build a strong, close-knit community by means of socialising.

Staying off-campus comes with a lower average cost of living in Ireland in comparison to staying at an accommodation provided by the university. You also get to choose from a lot of options on the type of housing you wish to rent. There will not be any restrictions in terms of noise, guests or how you wish to decorate your room. If you opt for off-campus accommodation, you will be able to learn some important life skills such as money management, taking initiatives and money management. While an on-campus accommodation makes you connect with the students within the campus, staying off the campus helps you to be a part of the larger community of the city in which you live. 

Cost of Staying on Campus Vs Cost of Staying Off-Campus

Opting for an on-campus accommodation will cost you somewhere around €4,000 (INR 3.4 lakhs) to €6,000 (INR 5 lakhs) per year and €500 (INR 42,000) on an average per month. This rent is exclusive of the utility bills, cost of food and groceries, down payment and expenditure on entertainment. However, if you share a room, it might cost you around €3,500 (INR 3 lakhs).

The cost of living in university-run off-campus housing is comparatively lesser than an on-campus accommodation. However, one needs to take into consideration the travelling cost incurred to reach the university. The accommodation cost differs based on the option you pick. Staying in a shared room will be less inexpensive and will cost you at least €3,000 (INR 2.51 lakhs) in a year. 

Scholarships and Part-Time Jobs Can Help in Covering the Cost of Studying in Ireland.

Being an international student in Ireland can offer you a mesmerising experience. Whether it is driving across the Atlantic way, enjoying life in the picturesque town or taking a stroll at the iconic Cliff of Moher, everything about Ireland is enthralling. Though the experience is dreamy, the fact cannot be denied that finance plays a major hindrance in the path of fulfilling your goals. Therefore, to cope with the cost of studying in Ireland, you need to adapt smart techniques to finance it. You can either opt for scholarships or engage yourself in part-time jobs to attain your study abroad dream. 

  • Scholarships

There are numerous scholarship options offered by universities and the government in Ireland. You need to check the website of the university you are applying to or the government portals to research the scholarships available. Getting a scholarship or a grant can ease the process of aiding your expenses in Ireland. You can also seek help from a professional who will help you out in getting a scholarship that is right for you. Listed below are some of the scholarships and grants available in Ireland. 

  • The Intel Scholarship
  • The Government of Ireland International Education Scholarship
  • Fulbright scholarships
  • DIT Centenary Scholarship Program
  • University of Cork Scholarships
  • Global Excellence Graduate Scholarships
  • Maynooth University Scholarships
  • Caroline Walsh Bursary in Creative Writing
  • Galway Mayo Institute of Technology scholarships
  • V.Giri Global Excellence Scholarships
  • Quercus Taught Masters Academic Scholarships
  • Max Arthur Macauliffe Special Merit Scholarships
  • Part-time jobs

While scholarships and grants can help you to aid just the cost incurred in studies, you might need some other source to finance the cost of living in Ireland and other regular expenses. In this situation, taking up a part-time job in Ireland will help you to meet the regular expenses. Some of the universities offer some on-campus part-time jobs to students, which are as follows:

  • Research assistant
  • Administrative job
  • Teacher assistant
  • Peer tutor
  • Library attendant
  • Campus tour guide

     Some of the off-campus part-time jobs in Ireland are:

  • Barista
  • Cleaning
  • Call centres
  • Tutor
  • Store assistant
  • Waiter
  • Community support worker
  • Waiter
  • Househelp
  • Parking agent

Frequently Asked Questions

Is Ireland expensive for Indian students?

Studying in Ireland for international students is costlier than it is for local people. However, in comparison to the UK and USA, the average tuition fees are much less. The average tuition fees while studying at a university in Ireland will cost you somewhere between €5000 (INR 4.18 lakhs) to €25000 (INR 21 lakhs) per year.

How much does it cost to live in Dublin as a student?

The cost of staying in Dublin as a student differs according to the area you have chosen. However, on an estimate, the monthly cost of living in Dublin can be around €1539 (INR 1,28,721). This includes expenses on rent, travel, food, utilities, clothing, mobile bills, books and study materials, and cost incurred on leisure activities.

Is it more expensive to live in England or Ireland?

According to a study by Provident Personal Credit, the cost of living in Ireland is said to be 13.97 per cent more than that of the UK as Irish consumers spend more on rents, cars, groceries and fashion. While London is an expensive place to live in England, people of Ireland pay much more just for their accommodation.

How much is the cost of living in Ireland?

On average, the cost of living in Ireland for international students for one academic year is estimated to be up to at least €12,000 (INR 10 lakhs) per year. It includes the rent for accommodation, food bills, electricity, medicine, and other such necessities. This cost of living is subject to change depending on the city you are living in and the type of accommodation.

How much is the monthly living cost in Ireland?

Ireland is in the 13th position globally in terms of the most expensive places. The monthly cost of living in Ireland on an average can range somewhere between €2500 (INR 2.1 lakhs) to €2700 (INR 2.26 lakhs). This cost is exclusive of the monthly tuition fees that you need to pay at your university.

How much salary is sufficient to live and save in Ireland?

The average salary that a fresher can expect on completion of a course in Ireland can range somewhere between €30,000 (INR 25.08 lakhs) to €60,000 (INR 50.16 lakhs) per annum. However, to suffice a family of four, you need to spend at least €6000 (INR 5.02 lakhs) per month. Therefore, your monthly income should be more than that.

By now, you must have got an idea about the cost of living in Ireland. This article gives you detailed information on how to make your plan to settle in Ireland or pursue your higher education successfully.


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