Study Abroad after 12th Commerce – Countries, Universities, Etc.

Study Abroad After 12th Commerce: Top Programs & Study Destinations

Want to know how to study abroad after 12th Commerce? Pursuing an education at popular destinations and universities opens doors to many opportunities. It also leads to the development of several soft skills. Multiple popular courses are available for students from the commerce stream at top study destinations. Let us look at some of them.

Important Scholarships to Study Abroad:

 State Scholarship | Fulbright Scholarship | Vidya Lakshmi Portal | Narotam Sekhsaria

Top Reasons to Study Abroad After 12th Commerce

Studying abroad upon completion of your 12th studies can help you to stay ahead of the competition. Here is a quick rundown of the top reasons which make studying abroad an unmissable opportunity:


You receive the chance to grow your network beyond borders. Moreover, it would help you comprehend different cultures and gain global exposure early in your life.  

Globally Renowned Universities:

You are going to study at the best universities in the world, which would allow you to receive world-class education while pursuing international courses after 12th commerce. Moreover, the industrial trips and the lectures delivered by the pundits enrich your learning experience. 

Boost Your Confidence:

Global exposure build your communication as well as leadership skills, which would further help in building your confidence.

Cooperative Education Programs (co-ops) or Internships 

Acquiring work experience in college would help you land a job upon completion of the course. International universities offer you a chance to opt for co-ops or internships. It is one of the best ways to enhance your industrial exposure and gain practical experience in tandem with theoretical knowledge. 

Honing Language Skills

Learning a new language is going to add a lot of knowledge and enhance your communication with a better part of the world.

Career Opportunities

Foreign degrees are accelerated pathways to penetrate into the international market and seek job opportunities overseas. The destination you choose directly impacts this in terms of whether the country allows foreign graduates to work in its domestic market and the duration it permits. You should meticulously scour for the countries to study abroad with booming economies and flexible work laws. 

What Courses to Study Abroad After 12th Commerce?

Several aspirants have apprehensions about studying abroad, especially about studying abroad after 12th Commerce without Maths. The best thing about choosing to study abroad for your bachelor’s is that you can select your subjects. 

You have the power to decide what you want to study. Here’s a list of some famous courses to study abroad after 12th Commerce

  1. BCom
  2. BCom (Hons)
  3. Bachelor of Business Studies
  4. BBA
  5. BCom Applied Economics
  6. BCom Statistics 
  7. BCom Marketing
  8. BCom Tourism & Travel Management 

Top Countries to Study in after the 12th Commerce

To study abroad, you will first have to pick a country. Many factors come into play when deciding the study destination. Let us look at some of the best countries for commerce students. 


It is the third most popular place to study abroad after class 12th. Australia has a diverse culture, and the standard of living is top-notch. Students from all around the world flock to Australia.

The universities here are globally recognized. You can also take up part-time jobs to manage your study and living cost. 

Here’s a list of some universities where you can study after class 12th commerce:

  • RMIT University
  • Edith Cowan University
  • Victoria University
  • The University of Sydney

For Business Studies, many Indian students prefer Charles Sturt Study Centers and Charles Sturt University for business administration courses. Curtin University is a great option too.

For Accounting, students prefer the Melbourne Institute of Technology and the University of South Australia is excellent if you’re interested in accounting courses.

Admission Cycle for Australian Universities

There are three intakes for admission in Australia. The majority of the institutions have two major intakes, but there are few with three different cycles. 

  1. Trimester/Semester 1 – Late February or early March to late May or early June
  2. Trimester/Semester 2- Late July or early August
  3. Trimester/Semester 3 – September to late November

Top Australian Universities to Study After 12th Commerce

University QS Rankings  Popular Courses Course Fee (approx)
University of Sydney 38
  • Accounting
  • Banking
  • Marketing
AUD 48,000
RMIT University 206
  • Economics and Finance
  • Logistics and Supply Chain Managemen
  • Blockchain-Enabled Business
AUD $40,000 (3 years)
Victoria University 601 – 650
  • Enterprise Resource Planning Systems
  • Accounting & Finance
  • Marketing
AUD 15,000

(per semester)

University of New South Wales 43
  • Business Analytics
  • Business Economics
  • Finance
AUD 955 (per credit)

Source: QS World University Rankings, 2022

Apart from paying the tuition fee, you would also prepare a budget to balance the living cost. 

Average monthly expenses for International students 

Factors Average weekly cost of living
Accommodation  AUD 90 to AUD 440 
Groceries  AUD 140 to AUD 280 
Internet bill AUD 15 to AUD 30 
Public transport AUD 30 to AUD 60 
Entertainment  AUD 80 to AUD 150


When deliberating – which country is the best for commerce students – Canada should be one of your top choices. It is one of the safest countries in the world to study and live in. Canada has a low crime rate, and there are a lot of Indian students who are pursuing their higher education in Canada. 

Canada is a culturally diverse country that is incredibly student-friendly. It is a bilingual country (English and French) that offers unparalleled opportunities to enhance your command of language skills and expedite your career trajectory. Furthermore, Canadian universities focus more on research work and engaging projects.  Students can apply in the Fall semester (Sept to December), Winter semester (Jan to April), or Summer semester (May to Aug). 

Here are a few universities you can choose from to pursue your higher education after 12th Commerce:

  • University of Alberta
  • Western University
  • University of Toronto
  • Queen’s University
  • McGill University


If you’re interested in finance-related courses, then the University of Ottawa, Durham College, and Carleton University are the best choices for you.

Business Administration

After you complete your 12th grade, you can opt for Canada College, NorQuest College, or Bow Valley College to pursue business administration courses.


Some famous institutes which offer diplomas and BCom courses in accounting are the University of Waterloo, Ryerson University, and Kwantlen Polytechnic University.

Top Canadian Universities to Study After 12th Commerce

University QS Rankings  Popular Courses Course Fee 
McGill University 27 Bachelor of Commerce

Certificates/Diplomas in Agriculture 

CAD 60,000  (per 30 credits)

 CAD 26, 000 ( 30  credits) 

Queens University 240 Human Resources



Certificate in Business

CAD 56,000 (33 units)  

CAD $1,600 (per unit) 

University of Toronto 26 Bachelor of Commerce



CAD $60,000 (full course)
University of Alberta 126 International Business

Human Resources Management

Strategic Management and Organization

CAD142,800 (120 units)

Source: QS World University Rankings, 2022, University’s Official Website 

Apart from paying tuition fees, you should be cognizant of how much would be the approximate living cost in Canada. 

Cost of Living in Canada 

Category Yearly Expenses (estimated) 
Books and supplies CAD 2,000 
Health and Dental Insurance: International CAD 1,247 
Public transportation CAD 648 
Incidental fees CAD 2,000 
Accommodations (rent and food) CAD 13,800 
Study Trip CAD 1,500 

Note: The expenses can vary based on the province/ university chosen by the student. 

The United Kingdom

The UK is another popular study abroad destination. It has the second-highest number of top-ranked universities globally, and its multicultural society attracts many international students. 

Here’s a list of universities that offer courses for those wishing to study abroad after 12th Commerce:

  • University of Oxford
  • London Business School
  • The University of Manchester
  • University of Warwick
  • Imperial College London
  • Lancaster University Management School

Top UK Universities to Study After 12th Commerce

University QS Rankings  Popular Courses Course Fee 
The University of Edinburgh 16 Law and Economics

Mathematics and Business

£22,000 (full course)
Queen’s University Belfast  216 International Business

Economics and Accounting Business Management with Placement

University of Oxford 2 Economics & Management

Mathematics & Statistics

£32,480 (annual)
Imperial College London 7 Mathematics £ 32,000.00

Source: QS World University Rankings, 2022

You would need to shell out more than your tuition fee. Here is a quick rundown of the average monthly expenses for international students. 

Average Monthly Expenses for International Students

Factors Average Monthly Cost of Living
Accommodation £500 – £700 
Transportation £30 – £40
Food and Groceries £100 – £200 
Household bills (including mobile and internet, insurance and gas/water/electricity) £40 – £50
Miscellaneous (including toiletries, shopping, household items, books and stationery) £200 
Entertainment £40 – £50

The United States of America

The USA is the most popular choice among international students. It has the highest number of top-ranked universities worldwide. It is ethnically diverse and opens doors to fantastic career opportunities.  You can look forward to the following options 

  1. Economics: Arizona State University, University of Illinois, and California State University have excellent courses for those who wish to study economics in their bachelor’s. 
  2. Accounting: If you are interested in accounting-related courses, you should check the University of Alabama Birmingham and Louisiana State University.
  3. Business Administration: Popular universities for courses in business administration include Western Michigan University, Cleveland State University, and Kent State University.

If you get a degree from a reputed university here, your career is sure to skyrocket. Thus, the quality of education is impressive. Here’s a list of universities you can apply to for studying abroad after 12th Commerce:

Top USA Universities to Study After 12th Commerce

University QS Rankings  Popular Courses Average Course Fee 
University of California, Berkeley 32
  • Business Administration
  • Global Management Program
  • Management
  • Entrepreneurship& Technology Program
Stanford University 3
  • Accounting
  • Entrepreneurship
  • Marketing
$18,491 (Quaterly)
Arizona State University 216
  • Economics
  • Business Entrepreneurship
  • Finance
Harvard University 5
  • Applied Mathematics
  • Economics
  • Statistics

Source: QS World University Rankings, 2022


Singapore is the best study abroad destination if you are on a budget. You will gain great exposure and excellent job opportunities later on. Singapore has four national languages, and English is one of them. Therefore, you would get a plethora of course options.  Here’s a list of some popular universities you can apply to in Singapore:

Top UK Universities to Study After 12th Commerce

University QS Rankings  Popular Courses Average Course Fee 
Singapore Management University 511-520
  • Accountancy
  • Business Management 
  • Law
S$ 24,600
James Cook University Singapore       –
  • Economics
  • Commerce (Majoring in International Trade)
  • Marketing for the Digital Age 
  • Hospitality and Tourism Managment
National University of Singapore 11
  • BBA + Business Analytics
  • BBA + Economics
  • BBA + Law
S$2,065 – S$2,715 (per module)

Source: QS World University Rankings, 2022

How to Study Abroad After Class 12th Commerce?

Here’s a step-by-step guide to understanding how you can study abroad after 12th Commerce.

  1. Once you have chosen your program and destination of study, you can start preparing for your SAT/ACT exams for undergraduate admissions.
  2. If required, you will also have to prepare for IELTS, TOEFL exam, or any other language proficiency exam. 
  3. Once you have acquired the required scores, you will have to gather all the necessary documents for the application. These include:
  • High School Diploma
  • Statement of Purpose
  • Letters of Recommendation
  • Resume/Curriculum Vitae (CV)
  1. You can now start your application process. 
  2. Apply for a student visa when you get an acceptance letter.
  3. After the visa, make arrangements for your accommodation. 

Important Things to Keep in Mind:

  • Be careful when selecting the right course and university. 
  • Consider the flexibility in your curriculum. 
  • Assess your strengths and weaknesses before making a choice. 
  • Organize all the essential documents. 
  • If you want to study abroad after the 12th Commerce, make sure to shortlist the right countries. 

How to Select the Right Course? 

There are so many courses available for high school graduates in the commerce stream that you may end up feeling overwhelmed. To make the right choice, you need to have all the information. Here’s a list to keep in mind when selecting a course. 

Entry Requirements

Ensure that you have a minimum of 70% to study abroad after 12th commerce. An IELTS score of 5.5 is another essential entry requirement. Make sure to meet all the entry requirements of the institute you wish to attend.

Foundation Programs

You should know about the foundation programs. Sometimes you will be required to complete a foundation or pathways program to learn advanced skills. It could be English, Mathematics, or Computing Skills.


It is important to look at the overall cost of the program you are applying to. Expenses can range from INR 15 to INR 30 lakhs. Singapore’s public universities are the most affordable. 

Scholarships for Indian Students to Study Abroad after 12th Commerce 

You can realize your dream of studying at an international university with the help of the scholarship options available. Some of the scholarships offered to the Indian students are listed below: 

Oxford and Cambridge Society of India Scholarship

With the help of the scholarship, students are offered educational assistance to pursue the course, however, it does not compensate for the living costs. Moreover, the amount offered under the scholarship varies every year and the maximum benefit availed by the student is ₹4,00,000 whereas the minimum is ₹40,000. 

Sprott School of Business Scholarships

The Dean’s Entrance Scholarship of Excellence given by Carleton University, valued at CAD 2,000-4,000, is a merit-based scholarship. Awarded to students entering the first year of the Bachelor of Commerce program. This scholarship is awarded in tandem with other Entrance Scholarships.

Melbourne International Undergraduate Scholarship

If you decide to apply for an undergraduate degree at the University of Melbourne, you can avail of this scholarship. There is no need to apply for a separate application. Either, AUD 10,000 tuition fee remission in the first year of an undergraduate degree, 100 percent fee remission for the three-year duration of an undergraduate degree, or 50 percent fee remission for the three-year duration of an undergraduate degree, is provided. 

50 percent fee remission for the three-year duration of an undergraduate degree, or 100 percent fee remission for the three-year duration of an undergraduate degree is provided. 

India Global Leaders Scholarship

The scholarship is available for high-achieving Indian students looking further their studies in UQ’s Faculty of Business, Economics and Law.  The scholarship value is 50% of the tuition fee only. 

QS WM Undergraduate Scholarship

If you decide to pursue an undergraduate degree at a QS-ranked institution, you can apply for a merit-based study abroad scholarship for bachelor’s courses to study abroad after 12th commerce. The applicant can receive up to $5000 to cover tuition fees.

So, you can leverage scholarships for Indian students to study abroad after 12th commerce to study at your desired university.

Job Opportunities 

Upon completion of the undergraduate degree, students can look for a post-graduation work permit. Moreover, the top reason to study abroad after 12th commerce is – lucrative job opportunities. There are a plethora of job opportunities for commerce students in the domain of Management, Marketing, or even Finance. 

Some of the best commerce stream jobs include-

  • Financial Advisor
  • Project Administrator
  • Auditor
  • Operations Manager
  • Investor Banker
  • Accountant
  • Business Development Manager
  • Marketing Manager

The salary of the commerce stream jobs would vary. You can expect to earn anywhere between $50,000 to $1,00,000 per annum. 

Why Choose upGrad Abroad for Studying Overseas?

Choosing the right place and right university to study and build a successful career is a daunting task. upGrad Abroad is here to help you at every step with its portfolio of cost-effective blended courses ogffered in collaboration with top global universities. Our courses are uniquely designed so students can save money (living, transportation, medical insurance costs) by pursuing the first year online and the second year on campus to attain their foreign degrees. To know more, get in touch with our counsellors.

Frequently Asked Questions

Which course is best to study abroad after 12th commerce without maths?

If you have studied commerce in 12th without math, it does not eliminate your chance to explore and study abroad. You can pursue one of the enlisted courses even after completing commerce without math:

  • Bachelor of Management Studies (BMS)
  • Bachelor of Commerce (B.Com)
  • Bachelor of Business Administration (BBA)

Which country is the best to study commerce?

To build a desirable career, students should look for a university that provides industry-focused courses and training. If you are ruminating about which university would make the best choice, the USA indubitably has one of the best universities. Students can choose to enroll in renowned universities such as The Wharton School, Havard Business School, and Arizona State University. Moreover, the UK is globally renowned for offering world-class education to international students which makes it another great option. Furthermore, you can choose Canada or Australia, they offer co-op options as well.

Which are the highest paying jobs for commerce students?

Pursuing to study after 12th commerce would offer you the chance to get lucrative job opportunities.

  • Chartered Accountant (CA)
  • Marketing Manager
  • Human Resource Manager

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