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How Much Does it Cost to Study in New Zealand in2024?

Updated on 08 November, 2023

Shivangi Mishra

Shivangi Mishra

Sr. Content Editor

Did you know that the Education Index, published as part of the UN's Human Development Index, consistently ranks New Zealand among the highest in the world? If you're considering studying there, it is important to understand the cost of studying in New Zealand.

The cost of tuition, living expenses, and insurance can vary greatly depending on the institution and level of study. In this blog, we'll break down the expenses you need to consider before making the decision to study in New Zealand, giving you a better idea of what to expect financially.

The Cities That Are Particularly Suitable For Students


Auckland, the most populous city in New Zealand, is home to five major universities, making it an excellent destination for students. With an extensive range of courses available across various departments and streams, Auckland's academic offerings are highly regarded. Aside from your tuition fees, you will require an additional amount of $20,000 to $25,000 annually (equivalent to $380-$480 per week) to cover your expenses for accommodation, food, transportation, phone, internet, and entertainment.


Christchurch is home to the University of Canterbury, the second oldest university in New Zealand and ranked 211th globally. It is also listed in the QS Best Student Cities Ranking, holding the 65th position worldwide. Living costs depend on where and how you choose to live. Your costs will depend on factors like your course selection, personal circumstances and lifestyle, ranging from $350 to $437 weekly.


Wellington, the capital city of New Zealand, is a bustling hub of economic and social activities. While renowned for its creative arts programs, with Victoria University and Massey University offering globally recognized courses in this field, Wellington also provides ample study opportunities in other areas. The living costs can be estimated at around $20,000-$27,000 yearly.


In 2014, UNESCO recognized this city as a Creative City of Literature due to its extensive literary heritage and year-round literary events. As a result, Dunedin boasts a number of literary businesses, providing excellent opportunities for students interested in studying literature.

The city also offers excellent options for those wishing to pursue technological fields, with the renowned Otago Polytechnic University offering. The University of Otago, another world-renowned institution in Dunedin, provides beautiful student residences, including some designated for international students. Here the living costs are around $18,000-$21,000, per annum.

Tuition Fees in New Zealand

The tuition fees charged by New Zealand universities are determined independently and are based on the study level and subject with international students bearing a higher cost than domestic students.

Undergraduate Fees Postgraduate Tuition FeesPhD Tuition Fees
International undergraduate students should anticipate paying approximately NZ$22,000-32,000 (~US$14,900-21,700) per annum, with higher fees for fields like medicine and veterinary scienceFor international students pursuing a master's degree, the cost of a master's in New Zealand typically falls between NZ$26,000-37,000 (~US$17,660-25,100) per annum, while domestic students pay NZ$5,000-10,000 per year.International PhD students are charged the same tuition fees as domestic students, which amounts to around NZ$6,500-$9,000 (~US4,400-6,100) per year for most fields of study.

Cost of Studying in New Zealand for Indian Students 

Indian students studying in New Zealand are subject to the same tuition fees as other international students. There are various scholarship opportunities available for Indian students as well. To obtain a student visa in New Zealand, Indian students must have sufficient funds, which vary based on the duration of their course. If the course is less than 36 weeks, they will need NZ$1250 for each month of study, while courses lasting longer than 36 weeks require NZ$15000 per year. They must also provide bank statements for the preceding six months as evidence of financial capability.

Average Cost of Living for Students in New Zealand

 Residential College Shared Flat Studio Room
Accommodation Fee$18,315--
Average rent (52 weeks)-$10,400$13,000
Food (40 Weeks )-$4,000$4,000
Gas/electricity, internet (52 weeks)-$1800 
Total for accommodation$18315$16200$4000
Personal costs (40 weeks)$3200$3200$3200
Entertainment (40 weeks)$2200$2200$2200
Medical and travel insurance$620$620$620

Tips to Save Money on Living Costs

Auckland ranked 70th, and Wellington ranked 94th out of 209 cities in the 2021 Mercer Cost of Living survey, indicating that they are more affordable than major cities such as Shanghai, New York, and Sydney. The cost of living in New Zealand differs depending on the city. Some cities have higher expenses for housing and transportation compared to others. Take a look at these suggestions for reducing your expenses while pursuing your studies in New Zealand.

1. Save money on food

Save money on groceries by purchasing fresh fruits and vegetables from local markets instead of supermarkets. Most towns have weekend markets, while bigger cities have multiple options. Opt for New Zealand-grown produce when it's in the season to avoid pricey imported alternatives and buying out-of-season produce. Sharing food expenses with flatmates and cooking together is a great way to reduce costs while building relationships.

2. Use your student id to get discounts

Local stores, restaurants, and entertainment outlets often provide discounts to students of New Zealand tertiary education providers. To avail these discounts, present your student ID card. These discounts can range from reduced movie tickets to book and bank fee discounts. Remember to inquire about available discounts as they won't be offered to you unless you ask.

3. Buy second hand

Purchasing second-hand household items and clothing from charity shops, referred to as op shops in New Zealand, is a sustainable and budget-friendly way of shopping. Several charitable organizations in New Zealand operate op shops, including the Salvation Army, St. Vincent de Paul, the Red Cross, and local hospice services. Shopping at these stores with a friend can be an enjoyable experience.

4. Save money on power

When living in a flat, you are responsible for paying your power bills, which are generally shared among flatmates. The cost of power varies depending on the energy provider chosen. You can compare the prices of different providers through Consumer Powerswitch.

5 Tips to Save Money

  • 1. Buy local produce 
  • 2. Cook for yourself instead of eating out
  • 3. Use your student id to get discounts
  • 4. Buy second-hand appliances and furniture
  • 5. Be judicious with utilities


Are there any scholarships available to help cover the cost of studying in New Zealand?

A: Yes, there are several scholarships available to international students studying in New Zealand. These include scholarships offered by the New Zealand government, educational institutions, and other organizations. It's worth researching and applying for these scholarships to help alleviate the cost of studying in New Zealand.

What other expenses should I consider besides tuition fees when studying in New Zealand?

A: Besides tuition fees, you should also consider living expenses, including accommodation, food, and transportation. International students are also required to have health insurance while studying in New Zealand. It's important to factor in these costs when budgeting for your studies.

Can I work while studying in New Zealand to help cover my expenses?

A: Yes, international students are allowed to work up to 20 hours per week during the academic year and full-time during scheduled breaks. However, it's important to note that the income earned from these part-time jobs may not be sufficient to cover all of your expenses, so it's important to budget accordingly.

Shivangi Mishra

Sr. Content Editor

She is an experienced writer and journalist who has extensively covered the education sector in India and Abroad. Now helping Indian aspirants realise their foreign education dream by providing them with relevant content and information through upGrad Abroad. Amateur traveller, loves to read Architectural Digest!

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