MBA Leading Business Transformation

Eligibility for Professional Certificate in Global Business Management

• Bachelor's degree with a minimum score of 50% marks in the field of business and/or hospitality/tourism and at least two years of general work experience after completing your Bachelor's degree

OR

• In case of a non-Business/Hospitality/Tourism degree, a minimum score of 50% marks, learners will need at least two years of work experience in the field of business and/or hospitality/tourism after completing your Bachelor's degree. 
   

 Eligibility for MBA Leading Business Transformation
Applicants must complete a Professional Certificate in Global Business Management from GGU with 3.0 GPA or above marks.

Step 1: Complete Application Complete your application and submit the required details. The Admissions Committee will then review your application - which include your work experience & educational background. Step2:  Apply for the Scholarship Submit your Statement of Purpose to join a GGU program.  Step 3: Get Shortlisted & Receive the Offer Letter Upon qualifying, an Offer Letter will be sent to you confirming your admission to the course.  Step 4: Block your Seat Block your seat with an initial payment of INR 25,000 to enroll into the Program. Begin your leadership journey.  

Graduates will be prepared to take on leadership roles and make informed decisions based on modern management techniques and the multidisciplinary skills demanded by modern organisations.The enlisted reasons make an MBA in Leading Business Transformation at Haaga-Helia University of Applied Sciences the go-to option for students: 

• The university is a member of the American alliance AACSB (The Association to Advance Collegiate Schools of Business) and EFMD (The European Foundation for Management Development.
• Students can enhance their learning curve with case studies and real data sets. 
• The programme provides students with general competencies, such as interaction competency, required in all organisations and business-specific skills and competencies, depending on the chosen specialisation area by the student.
• Haaga-Helia has a strong focus on research and development.
• Haaga-Helia has industrial links with leading MNCs such as EY, Accenture, KPMG, Canon, and more. 

• Class 10th and 12th Marksheets
• Graduation Marksheet or Transcripts
• Graduation Degree
• Work Experience Letter
• Passport
• Statement of Purpose
• Photographs
• Resume

*At least two years of work experience after completing the Bachelor's degree. Relevant degree and work experience depend on the desired degree programme. The Bachelor’s (or higher) degree or the work experience must be from the field of the degree programme.

0% EMI with Finance partners /Credit card option availability will vary program wise.

1. Which banks allow using 0% Credit card EMI or Credit card EMI?
No cost EMI is available on credit cards from all major banks (American Express, Bank of Baroda, HDFC Bank, ICICI Bank, Indus Ind Bank, Kotak Mahindra Bank, RBL Bank, Standard Chartered, Axis Bank, Yes Bank, State bank of India)

2. Is there any minimum transaction limit ?
Yes. 50000 is the minimum.

3. Standard Chartered Bank offers 18 or 24 months No Cost EMI ?
No. ONLY 12 months is available irrespective of the Program enrolled.

4. Will I have to pay any extra amount for EMI transaction?
If you are availing 0% credit card EMI, upGrad will not charge any processing fees or down payment for these transactions. Your bank may levy GST or other taxes on the interest component of the EMI.

5. Are there any fees or down payment?
Certain banks charge nominal processing fees between INR 99 - 500 on 0% Credit Card EMI transaction. If charged, will be billed in the first repayment installment.

6. Can I use my International credit card for 0% credit EMI or Credit Card EMI?
Only the Indian bank credit cards can be used. But you can pay the amount using the Credit card option in one shot / part payments, and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions, this will be purely between you and your bank.

7. Are there any charges in case I opt for cancellation/refund from the course after paying balance with no cost EMI ?
Yes, there will be additional charges to the extent of interest paid by the upGrad to the bank, you will be refunded only Principal amount, i.e. the amount actually deducted/blocked from your card. This deduction will be in addition to the amount mentioned in the refund policy shared with your offer letter.

8. Can I Pay Using Multiple Credit Cards ?
Multiple cards can be used to complete the payments using Part payment option make sure to inform the learner, minimum transaction is INR 50000 to opt for 0% CC EMI E.g. Amount to be paid: 150000. I can pay using 2 Credit cards. Yes, Example :
HDFC Card – Part payment – INR 100000
ICICI Card – Part payment – INR 50000

9. How can I opt for Credit card EMI if my bank is not listed in the 0% Credit card EMI or Credit card EMI?
You can pay the amount using the Credit card option in one shot / part payments, and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions.

10. Why is the entire amount blocked on my credit card?
Initially your bank will block the entire amount from your available purchase limit and from your next billing cycle, you will be charged the EMI amount. As you start paying your EMI, your credit limit will be released accordingly. For example, if you have made a payment of ₹100000 on 6-months EMI and your credit limit is ₹200,000 then initially your bank will block your credit limit by ₹100000. After payment of your first month EMI of Rs.15000, the blocked amount will come down to ₹85000.

11. Why is interest getting charged on No Cost EMI?
Your bank will charge you interest. However, this interest charge has been provided to you as an upfront discount at the time of your payment, effectively giving you the benefit of a No cost EMI. The total amount paid during the entire EMI tenure to the bank will be equal to the amount to be paid to upGrad.

Eg. Amount payable to upGrad: INR 405000
Let's say Amount deducted at the time of transaction: INR 379850 (Principal amount) Bank charges interest of 12-15% per annum on INR 379850
[Note: Interest factor is reducing rate and not Flat rate]
EMI AMOUNT = INR 33750 x 12 = INR 405000
Effectively, you have taken loan on 379,850 instead of 405,000