MBA Business Technologies

Eligibility For Professional Certificate in Global Business Management

• Bachelor's degree with a minimum score of 50% in the field of Computer Science/IT/ICT* (information and Communication Technology) and at least two years of relevant work experience after completing your Bachelor's degree.

 Eligibility For MBA Business Technologies at Haaga-Helia

• The applicant must successfully complete Professional Certificate in Global Business Management from GGU with an aggregate of minimum 3.0 or above CGPA with a minimum passing grade of C- in each course.
• The student must submit a Thesis topic proposal to Haaga-Helia citing a preferred business case they would like to research on.
• The students must participate and successfully demonstrate their interest in the program in a group interview organized by the University.

Being a public institution with deep emphasis on research, the significance of the Master's Thesis in the evaluation process at Haaga-Helia cannot be overstated. To initiate this procedure, students are required to submit a Thesis topic proposal outlining the selected business case for their research. This step ensures a thorough evaluation of the academic and practical dimensions of their program involvement. Additionally, candidates are expected to participate in a group interview, where they can showcase their commitment and intention towards the program.

Step 1: Complete Application Complete your application and submit the required details. The Admissions Committee will then review your application - which include your work experience & educational background. 
Step2:  Apply for the Scholarship Submit your Statement of Purpose to join a GGU program. 
Step 3: Get Shortlisted & Receive the Offer Letter Upon qualifying, an Offer Letter will be sent to you confirming your admission to the course.
Step 4: Block your Seat Block your seat with an initial payment of INR 25,000 to enroll into the Program. Begin your leadership journey.

Haaga Helia University of Applied Sciences helps students through the decision-making process by talking to you about your specific goals, interests, and skills and what kind of jobs you can get with different majors. The university has a network of corporate partners that will help you find the right internship.

This MBA Business Technologies degree is an ideal degree for anyone looking for a career in management with an international scope and to build a professional network around the globe. Students in this program will receive dual certification, a Professional Certificate in Global Business Management Program from GGU, and a MBA  Business Technologies from  Haaga-Helia University. Students will study for 7.5 months online with GGU to complete the Professional Certificate in Global Business Management program and will be transferred to Haaga-Helia University after meeting the eligibility criteria as mentioned in the brochure.

The program will be delivered on a new technology platform to create a superior learning experience for participants who want to be on the cutting edge of the management. With this program, Golden Gate University, USA & Haaga-Helia University, Finland together seek to develop the next generation of leaders. The topics that are going to be covered are Fundamentals of Business, Management and Leadership, Marketing Management, Foundations of Business Analytics, Corporate Finance and much more.

The content will be a mix of interactive lectures from industry leaders as well as world-renowned faculty. Additionally, the programme comprises live lectures Zoom sessions dedicated to solving your academic queries and reinforcing learning. The on-campus curriculum is focused on classroom teaching as well as thesis towards the last semester.

Post successful completion of the program, a Professional Certificate in Global Business Management would be awarded from Golden Gate University and a Master's degree in MBA Business Technologies shall be conferred upon by Haaga-Helia University of Applied Sciences, Finland.

MBA in Business Technologies from Haaga-Helia will give students an edge in their careers. Below mentioned are a few reasons why Haaga-Helia is the right choice for you:

• ICT graduates in Finland account for 7.5% of all graduates. The share of companies providing ICT training to their employees in Finland is almost twice the EU average, per  Digital Economy and Society Index (DESI).2022.
• Gain a comprehensive knowledge of developing business information management solutions by utilising and evaluating digital technologies.
• Haaga-Helia is a member of AACSB (The Association to Advance Collegiate Schools of Business).
• Students are prepared to recognise the opportunities of leading-edge digital technologies and to apply current research knowledge in their professional fields.

A student who has been granted a residence permit for studies is allowed to work in paid employment in any field for an average of 30 hours per week. The number of working hours can be exceeded some weeks, as long as the average working hours are no more than 30 hours per week at the end of the year.

Haaga-Helia University of Applied Sciences will only have one intake for students coming through this route. The intake of the year will be the January intake. Though the application process for Haaga Helia will start during the Golden Gate University online program, you will be able to go to Haaga-Helia in the nearest intake which is at least 2 months away from completion of your Golden Gate University program.

The application process for Haaga-Helia will start during the Golden Gate University online program. The application window will open four months prior to the commencement date of the Haaga-Helia start date. After successful application - i.e. sharing the requested application documents and paying the semester fees, the conditional offer will be shared by Haaga-Helia.

The list of documents which are required to make an application to Haaga-Helia University for a final offer letter are:

• Class 10th and 12th Marksheets
• Graduation Marksheet or Transcripts
• Graduation Degree
• Work Experience Letter
• Thesis Proposal
• Passport
• Statement of Purpose
• Photographs
• Resume

*At least two years of work experience after completing the Bachelor's degree. Relevant degree and work experience depend on the desired degree programme. The Bachelor’s (or higher) degree or the work experience must be from the field of the degree programme.

Yes, upGrad will help with your Academic and Visa SOP and will also organize training on how to write a good SOP.

Living expenses in Finland for international students are approximately EUR 6,720. The same needs to be reflected in your bank account.

At least 12-15 hours per week of time commitment is expected to be able to graduate from the online program. The on-campus program in Finland is full-time and will have an appropriate workload.

Peer-to-peer discussion forum where you can post your queries and your peers/faculty/teaching assistants answer your queries within a day. Regular Q&A sessions with faculty to get clarification on conceptual doubts.

0% EMI with Finance partners /Credit card option availability will vary program wise.

1. Which banks allow using 0% Credit card EMI or Credit card EMI?
No cost EMI is available on credit cards from all major banks (American Express, Bank of Baroda, HDFC Bank, ICICI Bank, IndusInd Bank, Kotak Mahindra Bank, RBL Bank, Standard Chartered, Axis Bank, Yes Bank, State Bank of India, CITIBANK and HSBC)

2. Is there any minimum transaction limit ?
Yes. 50000 is the minimum.

3. Standard Chartered Bank offers 18 or 24 months No Cost EMI ?
No. ONLY 12 months is available irrespective of the Program enrolled.

4. Will I have to pay any extra amount for EMI transaction?
If you are availing 0% credit card EMI, upGrad will not charge any processing fees or down payment for these transactions. Your bank may levy GST or other taxes on the interest component of the EMI.

5. Are there any fees or down payment?
Certain banks charge nominal processing fees between INR 99 - 500 on 0% Credit Card EMI transaction. If charged, will be billed in the first repayment installment.

6. Can I use my International credit card for 0% credit EMI or Credit Card EMI?
Only the Indian bank credit cards can be used. But you can pay the amount using the Credit card option in one shot / part payments, and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions, this will be purely between you and your bank.

7. Are there any charges in case I opt for cancellation/refund from the course after paying balance with no cost EMI ?
Yes, there will be additional charges to the extent of interest paid by the upGrad to the bank, you will be refunded only Principal amount, i.e. the amount actually deducted/blocked from your card. This deduction will be in addition to the amount mentioned in the refund policy shared with your offer letter.

8. Can I Pay Using Multiple Credit Cards ?
Multiple cards can be used to complete the payments using Part payment option make sure to inform the learner, minimum transaction is INR 50000 to opt for 0% CC EMI E.g. Amount to be paid: 150000. I can pay using 2 Credit cards. Yes, Example :
HDFC Card – Part payment – INR 100000
ICICI Card – Part payment – INR 50000

9. How can I opt for Credit card EMI if my bank is not listed in the 0% Credit card EMI or Credit card EMI?
You can pay the amount using the Credit card option in one shot / part payments, and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions.

10. Why is the entire amount blocked on my credit card?
Initially your bank will block the entire amount from your available purchase limit and from your next billing cycle, you will be charged the EMI amount. As you start paying your EMI, your credit limit will be released accordingly. For example, if you have made a payment of ₹100000 on 6-months EMI and your credit limit is ₹200,000 then initially your bank will block your credit limit by ₹100000. After payment of your first month EMI of Rs.15000, the blocked amount will come down to ₹85000.

11. Why is interest getting charged on No Cost EMI?
Your bank will charge you interest. However, this interest charge has been provided to you as an upfront discount at the time of your payment, effectively giving you the benefit of a No cost EMI. The total amount paid during the entire EMI tenure to the bank will be equal to the amount to be paid to upGrad.

Eg. Amount payable to upGrad: INR 405000
Let's say Amount deducted at the time of transaction: INR 379850 (Principal amount) Bank charges interest of 12-15% per annum on INR 379850
[Note: Interest factor is reducing rate and not Flat rate]
EMI AMOUNT = INR 33750 x 12 = INR 405000
Effectively, you have taken loan on 379,850 instead of 405,000

Refund Policy:
1. Students must pay an applicable Caution Amount for the enrollment to the Program. This Caution Amount will be adjustable against the total Program fee payable by the student. 
2. Once the student has made a partial or full payment of Program fee, such student can claim a refund for this amount at any time before the cohort commencement date by raising a refund request through ‘My applications’ page on our website (www.upgrad.com), stating the specific reason for the refund. The refund shall be subject to a deduction of INR. 20,000/- towards processing fee. If less than INR. 20,000/- have been paid in total, students shall not be eligible for any refund in such a case. 
3. Students shall not be eligible for a refund (under any circumstances) if the refund request is raised postprogram/Batch Start Date. In such a case, the student will continue to pay the EMI of his loan (if applicable), as the loan cannot be canceled. This is also applicable to students who could not complete their payment and could not get enrolled in their opted cohort. However, the student can request a PreProgram deferral as per the policy defined below for the same. 
4. Studentshall not be eligible for refund of any amount paid towards the Program in case any discrepancy is identified between your application and self-attested documents including but not limited to wrong details about your grades or any other incorrect information provided in your application. 
5. In case of a valid refund request post obtaining the loan from a third party credit facility provider, we would like to clarify that the responsibility of canceling the loan will lie with the student as upGrad is not privy to such arrangements between the student and the third party credit facility provider. 
6. If students do not provide documents as per the timeline mentioned in the offer letter, they will be deferred to the next batch but they will not be eligible for any refunds.

Deferral Policy: (Pre- Program Commencement)
1. If a Learner, due to unavoidable circumstances is unable to commence with the cohort and requests for a deferral before the Cohort Commencement Date, Learner will have an option to defer to another batch. 
2. However, the learner will be required to pay 50% of the Total Program Fee amount (inclusive of taxes) before the deferral can be approved. Till this condition is complied with, the Learner will be assumed to be continuing in the same cohort. 
3. A Learner can request for deferral only once and to either of the scheduled cohorts to start in the next 1 year from the batch start date of the initial batch the Learner enrolled for. 
4. The Learner has time till the current Cohort Commencement Date to make the payment of the 50% of the Total Program Fee, post which the deferral request will expire. Once the deferral window expires and the Learner asks for a refund after the Cohort Commencement Date, the above-mentioned applicable refund policy will apply. 
5. The fee applicable to the deferred Learner will be as per prevailing Total Program Fee for the batch Learner as opted to defer to (No additional deferral fee is required to be paid).

Deferral Policy: (Post Program Commencement)
1. If a learner is facing severe issues in dedicating time to the course, Learner will have an option to defer to another batch.A Learner can request for deferral only once and to either of the scheduled cohorts to start in the next 1 year from the Cohort Commencement Date of the initial batch the Learner enrolled for. 
2. The Learner will be required to pay a deferral fee of 5% of the Total Program Fee (inclusive of taxes) if any along with the differential program fees between the two cohorts. 
3. The deferral request will be approved once the deferral fee is paid. 
4. Till this condition is complied, the Learner will be assumed to be continuing in the same cohort. 
5. The Learner has 7 days (including holidays and weekends) from the date of deferral request to make the payment of the deferral fee, post which the deferral request will expire, and the learner will continue as part of the current cohort. 
6. If the Learner completes the deferral payment, the Learner’s login will be disabled, The Learner will leave the deferred cohort and the Learner will start learning on the new cohort from the point of the last assignment that was graded in the deferred cohort. All grades and progress till that point will be carried forward as it is to the new cohort. 
7. The deferral can only be requested during the batch for which the Learner has enrolled is ongoing. Once the batch has been completed, deferral requests shall not be entertained. For clarification, the batch completion here shall mean the “last grace deadline” as communicated by upGrad. Case Deferral fee Before Program Commencement 50% program fee (including taxes) to be paid upfront- no additional deferral fee to be paid Post Program Commencement (0-7 days after program start date) 5% of the program fee (including taxes) to be paid within 7 days as deferral fee Post Program Commencement (8 days after program start date) Will have to continue as a part of the current cohort.

Case	Deferral fee
Before Program Commencement	50% program fee (including taxes) to be paid upfront- no additional deferral fee to be paid
Post Program Commencement (0-7 days after program start date)	5% of the program fee (including taxes) to be paid within 7 days as deferral fee
Post Program Commencement (8 days after program start date)	Will have to continue as a part of the current cohort