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BS Business Administration Finance

BS Business Administration Finance

Batch Starts 3rd Jul'2024

Abroad Intake Sep'2025

Key Benefits of the Program

  • INR50 Lakhs

    Significant savings of upto INR 50 Lakhs compared to studying full degree in USA1

  • Upto12 Months

    Eligible for PGWP/Post Study Work/OPT visa application after graduation2

  • USD84,683

    Average salary in USA after completion of the course1

Program Structure and Fees

BS Business Administration Finance is a 4 years Undergraduate course, where in the first year you will be studying online from Golden Gate University Worldwide. This program offers an opportunity to avail academic support at the upGrad's Learning Support Centre in Hyderabad. The tuition fee for Year 1 of the online course shall be INR 5,08,500 per annum. For the remaining years, you will be transferring your credits to the USA and studying at Northern Arizona University. The Tuition Fee for Northern Arizona University will approximately be USD 27,540 per annum. You will also have to incur approximately USD 17,000 per annum as living costs in the USA. 


NAU's BS Business Administration Finance is an AACSB-accredited program that equips students with fundamental know-how aligned with the values finance professionals should possess. The industry-oriented curriculum offers a theoretical foundation and quantitative tools for strategic planning, financial analysis, capital budgeting, working capital management, sources of capital, assessment of risk, and valuation of securities, assets, and businesses. The program's core modules – Principles of Accounting, Financial, Principles of Economics: Micro, Principles of Operations Management, Introduction to Business Statistics, Management Information Systems, Finite Mathematics with Calculus, and Principles of Accounting: Managerial – are developed to help students to gain an edge.

  1. Country


    Course Name

    • Certificate in Business Management


    • Students who have appeared for 10 + 2 examinations, (e.g. A level, CBSE, HSC, IBDP, ISC, etc.) with 60% marks or above.
    • Students who have completed class 12th in the year 2021/2022/2023 will be eligible for the program.

    Tuition Fees

    INR 5,08,500 per annum

    Cost of Living


    Mode of Teaching



    1 Year

  2. Country


    Course Name

    • BS Business Administration Finance


    • The applicant should successfully complete 1 Year of Certificate in Business Management from GGU with a minimum of 2.5 GPA or above marks as aggregate and 2.5 GPA in each course individually
    • English Proficiency Requirements are TOEFL iBT >= 70 or IELTS score >= 6.0 or equivalent across all bands.

    Tuition Fees

    ~ USD 27,540 per annum

    Cost of Living

    ~ USD 17,000 per annum

    Mode of Teaching



    3 Years

Other Benefits

  • NAU's is accredited by the Association to Advance Collegiate Schools of Business International (AACSB) in 2023, making it one of the Top 5% of business schools globally
  • up to USD 10,000 per annum Scholarships available for students (T&Cs apply)
  • Support with TOEFL/IELTS training and study abroad modules to meet U.S.A. study requirements
  • End-to-end application, counseling and visa application assistance from upGrad
  • Post Study Work Visa opportunities (12 months) as accessed by graduates of standard U.S.A degrees
  • World Class Faculty Members & Industry Experts
  • NAU is among Top 4.2% in World University Rankings as per Center for World University Rankings
  • NAU ensures 19:1 student-faculty ratio
About Golden Gate University Worldwide
GGU Worldwide meets the needs of students for the next century by making higher education affordable, accessible, and in multiple languages to students worldwide. Golden Gate University is an accredited nonprofit institution founded in 1901, located in the heart of San Francisco’s financial and high-tech district and near Silicon Valley’s global epcenter for innovation.GGU Worldwide builds on Golden Gate’s three decades of experience offering high-quality, practice-based online education. GGU Worldwide’s high-quality, practice-based degree programs are delivered by experienced practitioners, influencers, and thought leaders. GGU worldwide offers real-world and real-time expertise as 80% of its faculty are practicing professionals such as directors, consultants, entrepreneurs, and other industry leaders. Having received the accreditation of WASC Senior College and University Commission (WSCUC), the university strives toward developing new competencies amongst our graduates to be skilled in their respective domains. ...Read more
About Northern Arizona University
Northern Arizona University (NAU) is a renowned public university located in Flagstaff, Arizona. Founded in 1899, NAU is known for its high-quality education and commitment to student success. The university offers a wide range of undergraduate and graduate programs across various disciplines, including education, business, engineering, arts, and siences. NAU's stunning mountainous campus provides a picturesque setting for students to engage in learning, research, and outdoor activities. The university emphasizes hands-on learning experiences, internships, and research opportunities, allowing students to apply their knowledge in real-world settings. With a supportive and inclusive community, NAU provides a nurturing environment for students to thrive academically and personally. The university's dedicated faculty, modern facilities, and extensive student support services contribute to a rewarding educational journey for its students. ...Read more
About USA
The USA is one of the most sought-after countries for international students, given the scope of academic and professional opportunities. Let us discuss some more reasons that make it worth studying in the USA:1.World-Class EducationThe U.S. has nearly 4,000 accredited higher-education institutions. It has the highest number of universities in the op 100 and 200 globally (per QS World Rankings 2024), making it a hub for excellent education.2. Internationally-recognized DegreesThe U.S. degrees are recognized worldwide. A U.S. college or university degree allows students to enhance their careers through advanced learning and better career opportunities.3. Student-Friendly CitiesThe U.S. has four cities (Boston, New York, San Francisco, and Los Angeles) ranked among the top 30 QS Best Student Cities 2024, solidifying the country's reputation not just for academics but also for facilitating an education-intensive environment that is open and welcoming.4. Higher ROIStudying at a reputed U.S. university helps students earn high salaries post-completion of their program, thus providing higher ROI.5.Earn While LearningThe U.S. F-1 study visa allows students to work on-campus for 20 hours per week during a semester and full-time on holidays. ...Read more


International Scholarship for upGrad Students


International Scholarship for upGrad Students

Award Amount :
up to 10,000 USDScholarship Per Year
Eligibility :
  • Applicable for all upGrad Students with an aggregate GPA of 3.0/4.0.

Career Opportunities

Business Administration Finance

  • Risk Management Analysts

    USD 73,472 Annually 1

  • Operations Manager

    USD 69,713 Annually 1

  • Business Operations Manager

    USD 82,887 Annually 1

  • Business Management Analysts

    USD 59,937 Annually 1


Golden Gate University WorldwideCertificate in Business Management


Northern Arizona UniversityBS Business Administration Finance

  • 48


  • 120


  • 900+

    Hours of Recorded Content

  • 20+

    Case studies and projects

Frequently Asked Questions


Can I join this program without a TOEFL/IELTS Score and attempt IELTS/TOEFL after joining the program?

Yes, you can join this program without a TOEFL/IELTS score & upGrad will help you prepare for the English Entrance test to establish your current English proficiency to be eligible for the BS Business Administration Finance program in the US.

What is a conditional offer letter and how is it different from a confirmed offer letter?

Conditional offer letters will be issued to you by Northern Arizona University based on documents submitted by upGrad. These documents will be class 10th & 12th marksheets, resume, two letters of Recommendation, statement of purpose, passport and photographs. The conditional offer letter will be converted into a confirmed offer once students meet the conditions mentioned in the conditional offer letter. These conditions will be English proficiency conditions, successful completion of the course at Golden Gate University and any other condition which the university deems fit.

Can we get a TOEFL/IELTS waiver, if we study through upGrad?

To study at Northern Arizona University, you will have to meet university English Proficiency Requirements. Initially, we will apply on your behalf for a conditional offer letter to universities where TOEFL/IELTS score will not be required. upGrad will prepare you to meet these English proficiency requirements through specific study material.

I have not yet received Class 12 marks, am I eligible to apply for this program?

Yes, you can apply and block your seat for the program in case you have given exams in the 2024 academic year for class 12 and have not yet received a marksheet. You can block your seat by paying INR 25,000. The rest of the fees will be payable once you receive the mark sheet. You need to score a minimum of 60% or above marks to be eligible for the course. In case you do not score 60%, you can request for a refund of your block payment as per the refund policy.

Are Golden Gate University Worldwide Degree Programs recognized by Northern Arizona University?

Golden Gate University Programs are designed and delivered as per regulations set forth by WSCUC - WASC Senior College and University Commission (The official accreditation body of HEIs in California). As an officially accredited university in the United States, Northern Arizona University, U.S.A. will accept transfer credits from GGU for their undergraduate degree program - BS Businees Administration Finance. The same has been established and effectuated with an official agreement between the two universities.

About the Bachelor’s Program in Northern Arizona University

How can I apply for the program?

  • Applications can be submitted online via upGrad.com.
  • Based on the confirmation of eligibility, a provisional offer letter will be rolled out. 
  • Student needs to pay required fees to upGrad.com 
  • Once the tuition fee is received and documents have been verified, a confirmation of enrollment into this program shall be received.

What are the course options available for a Bachelor's degree at Northern Arizona University?

At Northern Arizona University you will have the option to pursue either of the following courses-
  •  BS Business Administration Finance
  •  BS Business Administration Management

Are the NAU Courses recognized and accredited by any governing bodies?

Yes, all the NAU courses are recognized and accredited by the Higher Learning Commission of the United States. Additionally, BS Business Administration is AACSB accredited.

Will I be supported for TOEFL/IELTS or other English language exams during the 1st year of Bachelor's Degree?

Yes, upGrad will help you prepare for the English proficiency test to establish your current English proficiency to be eligible for the Bachelor’s program in the U.S.A.

Is there any scholarship for this program & how to apply for it?

Northern Arizona University provides an international excellence award scholarship for up to $10,000 per year. To be eligible for this scholarship, students would have to meet the criteria of an aggregate GPA of 3.0/4.0 as well as English language requirements. This scholarship is first come first served, and upGrad will help you in applying for the same on priority.

What are the eligibility conditions for transfer to NAU?

  • The applicant should successfully complete 1 Year of Certificate in Business Management from GGU with a minimum of 2.5 GPA or above marks as aggregate and 2.5 GPA in each course individually.
  • English Proficiency Requirements are TOEFL iBT >= 70 or IELTS score >= 6.0 or equivalent across all bands.

What are the English proficiency requirements for getting admission in this program?

English Proficiency Requirements are TOEFL iBT >= 70 or IELTS score >= 6.0 or equivalent across all bands. But for the latest requirements talk to our counselors.

How will NAU help in finding internships and job opportunities after I complete a course ?

NAU has a career development center where you will get help in regard to career services such as resume review, mock interviews etc. Also this career development center also organizes career fairs where company officials visit campuses and interact with the students. Outside of the centralized career development center, individual programs have their own specialized career services professionals who help students with internships and similar experiential learning opportunities.

University Partners

Do we get a conditional offer letter at the initial stage or after completion of the 1 year with Golden Gate University ?

Once you enroll in the Bachelors Accel Program with upGrad and provide all the required documents, upGrad will submit applications to university partners on your behalf. University partners will release a conditional offer letter within one month of application submission.

What would be the alternate option if I could not get a conditional offer letter from one of upGrad’s partner universities?

This is a highly unlikely scenario. In case you do not get a conditional offer letter from Northern Arizona University, you may apply to our other partner schools or continue studying online from Golden Gate University.

How many intakes are available at Northern Arizona University?

Northern Arizona University offers three intakes for students. The first intake of the year will be January (Spring) intake, second and third intake of the year will be August (Summer) September (Fall) intake.


Will upGrad help me in writing Academic and Visa SOP?

Yes, upGrad will help with your Academic and Visa SOP and will also organize training on how to write a good SOP.

Can we get a OPT (Optional Practical Training)/PSW visa if we study for this program in India and then for 3 years at a Northern Arizona University?

U.S.A. OPT visas are available to all the students who have completed at least 1 academic year on a U.S.A campus. As you are studying a BS Business Administration Finance course, you will be eligible to apply for up to 1 year of OPT after completing your course.

How much are living expenses for a year in the U.S.A.?

Living expenses in the U.S.A. for international students are USD 17,000 per annum.

What will be the alternate pathway, if I could not get a visa from the U.S.A. after completion of the program?

In case you do not secure a U.S VISA, you may continue studying your Bachelor's degree online with Golden Gate University.

What are the part-time working rules for studying in the U.S.A.?

According to the American students' visa guidelines, you are allowed to work only 20 hours a week and can work only on campus. Students can work up to 20 hours a week when classes are in session and up to 40 hours a week while the classes are not going on.


What is the process of payment for this program?

Initially, you need to deposit INR 25,000 as a block amount for seat booking. 15 days before the start of course and once you have Class 12 marksheet available, you need to make a complete payment of the remaining amount. You can opt for no-cost EMI with credit facility providers if you want to pay in installments.

Can I pay the fee semester-wise?

The total fee has two components -
1. University fees 
2. Articulation fees. The articulation fee needs to be paid together at once. You can avail of a 0% EMI option with a monthly installment and a down payment of INR 25,000 to block your seat. If you are availing of 0% credit card EMI, upGrad will not charge any processing fees or down payment for these transactions. Your bank may levy GST or other taxes on the interest component of the EMI. University fees can be paid in 2 semesters.

Refund Policy

Is there any deferral or refund policy for this program?

Refund Policy:
1. Student can claim a refund for the amount paid towards the Program at any time, before the Cohort Commencement Date, by visiting www.upgrad.com and submitting duly filled refund form via the "My Application" section under profile. Processing fee of INR 20,000 will be levied while processing the refund. If a Student has paid less than INR 20,000 while registering for the program, the Student shall not be eligible for any refund in such case.
2. Student shall not be eligible for any refund under any circumstances if refund request is raised post Cohort Commencement Date and Student will continue to pay the monthly EMI for loan (if applicable)* and such loan cannot be canceled. This is also applicable for those Students who could not complete their payment and could not be enrolled in the cohort opted for. However, the Student can raise a request for Pre-Program deferral as per the policy defined below for the same. 
3. In case of a refund as per point 1 of this policy, the Student will be solely responsible for any cancellation of loan, including but not limited to applicable loan cancellation charges levied on the total canceled loan amount. These charges will be decided by the third-party financial institution that has granted given loan to the Student and upGrad will have no role to play in deciding the quantum of these charges.
4. Students must pay the full fee within 7 days of payment of Caution Money or Cohort Commencement Date, whichever is earlier, otherwise the admission letter will be rescinded.
5. Request for refund should be sent via email in the prescribed Refund Request Form, post completing the steps as per point 1 of this Refund Policy. The refund will be processed within 30 working days of commencement of the program after being duly approved by the upGrad Admissions Team.
CaseFee Deducted/Charge
Before Program CommencementINR 20,000 (processing fee)
Post Program CommencementNo Refund Possible
*Disclaimer - Loans for educational purposes are provided by third-party financial institutions, and upGrad Education Private Limited is not involved in these agreements and is not privy to the terms negotiated between the Students and the credit facility provider.

Deferral Policy: (Pre- Program Commencement)
- If a Student, due to unavoidable circumstances is unable to commence with the cohort and requests for a deferral before the Cohort Commencement Date, Student will have an option to defer to another batch.
- However, the Student will be required to pay 50% of the Total Program Fee amount (inclusive of taxes) before the deferral can be approved. Till this condition is complied with, the Student will be assumed to be continuing in the same cohort.
- A Student can request for deferral only once and to either of the scheduled cohorts to start in the next 1 year from the batch start date of the initial batch the Student enrolled for.
- The Student has time till the current Cohort Commencement Date to make the payment of the 50% of the Total Program Fee, post which the deferral request will expire. Once the deferral window expires and the Student asks for a refund after the Cohort Commencement Date, the above-mentioned applicable refund policy will apply.
- The fee applicable to the deferred Student will be as per prevailing Total Program Fee for the batch Student as opted to defer to (No additional deferral fee is required to be paid).

Deferral Policy: (Post Program Commencement)
- If a Student is facing severe issues in dedicating time to the course, Student will have an option to defer to another batch.
- A Student can request for deferral only once and to either of the scheduled cohorts to start in the next 1 year from the Cohort Commencement Date of the initial batch the Student enrolled for.
- The Student will be required to pay a deferral fee of 10% of the Total Program Fee (inclusive of taxes) if any along with the differential program fees between the two cohorts.
- The deferral request will be approved once the deferral fee is paid.
- Till this condition is complied, the Student will be assumed to be continuing in the same cohort.
- The Student has 7 days (including holidays and weekends) from the date of deferral request to make the payment of the deferral fee, post which the deferral request will expire, and the Student will continue as part of the current cohort.
- If the Student completes the deferral payment, the Student’s login will be disabled, The Student will leave the deferred cohort and the Student will start learning on the new cohort from the point of the last assignment that was graded in the deferred cohort. All grades and progress till that point will be carried forward as it is to the new cohort .
- The deferral can only be requested during the batch for which the Student has enrolled is ongoing. Once the batch has been completed, deferral requests shall not be entertained. For clarification, the batch completion here shall mean the “last grace deadline” as communicated by upGrad.
CaseDeferral fee
Before Program Commencement50% program fee (including taxes) to be paid 
50% program fee (including taxes) to be paid 10% of the program fee (including taxes) to be paid within 7 days as deferral fee
Post Program Commencement (8 days after program start date)Will have to continue as a part of the current cohort
  1. The above statistics depend on various factors and individual results may vary. Past performance is no guarantee of future results.
  2. The student assumes full responsibility for all expenses associated with visas, travel, and related costs. upGrad does not provide any assurance or make representations regarding visa approval or the procurement of the visa.
  3. upGrad does not grant credit; credits are granted, accepted or transferred at the sole discretion of an educational institution. upGrad does not make any representations regarding the recognition or equivalence of the credits or credentials awarded, unless otherwise expressly stated. If you intend to pursue a post graduate or doctorate degree upon completion of this course or apply for employment which requires specific credits, we advise you to enquire further regarding the suitability of this degree for your academic and/or professional requirements before enrolling.
  4. Please note that the financial support provided by a third-party credit facilitator for the program is in the form of a Personal Loan, not an Educational Loan. This distinction means that the loan does not come with tax benefits or other amenities. We strongly advise all learners to carefully consider this information before proceeding with enrollment.